Jan 13, 2021
Thank you Newsstand Studio
at 1 Rockefeller Plaza for providing a place for me to record this
episode for y’all! No more Brooklyn closet
Anthony O’Neal is a financial
expert who has served Ramsay Solutions since 2015. I was on his
“The Table,” back in
2020, which you can check out
here! I am so thrilled
to have Anthony on the podcast and so excited to be talking about
money. We talk about money and singleness, debt, mindset, and the
narratives we grew up believing about money.
Plus: What’s the BEST way to get
out of debt? And how can you save and grow money once you’re out of
$30K in Debt + Lookin’ for a Financial
- A few
years ago, I was in $30K debt and praying for a financially stable
deal breaker for me was if a guy was in debt. But THERE I was
rolling in debt.
wasn’t holding myself to the same standard of what I was looking
for in a partner. So I committed to getting out of
look for someone with no debt, look for someone who is in the same
healthy money mindset.
3 Things You Can Do to Start a Path Towards
- “Speak what you seek until you see what you
- Say “I want to be debt free”
you’re tired of this lifestyle, do something about it.
- Get a
do you want to be out of debt?
snowball method at daveramsey.com/hope.
step by step process on how to get out of debt, create an emergency
fund, and start investing.
The #1 Asset You Have Is Your Mindset
are you looking for by spending money? What are you looking for it
to satisfy in you?
being the “I’m gonna” person and actually do it.
Wanna Be Out of Debt by the End of 2021?
- Yearly vision: getting out of debt by the end
that down into monthly goals.
- Breath that down even further into daily
day contributes to your ultimate vision.
Out of Debt… What Next?
insecurity hits: “Oh no, I don’t have any savings.”
- Emergency Fund
case of emergencies, you have this reserve.
you live in an expensive city, save three months of
the money sit there
- Invest money
to a financial advisor if you can (check out
anthonyoneal.com/experts for a list of people who have been vetted
by Anthony and Dave Ramsey).
into a 401k.
the money grow.
you make 5k a month, your rent/mortgage shouldn’t be more than 25%
of your take home pay.
a rent/mortgage of $1,250 and living expenses totaling $750, that
makes $2,000. You should have $6,000 in your savings.
I wrote a book! It’s called
Sexless in the City: A Sometimes Sassy, Sometimes Painful, Always
Honest Look at Dating, Desire, and Sex and it’s coming out in April
2021! I would love to keep you updated on all
things book related (from book to to book launch team, to future
events God willing)! Head to bit.ly/trw-book
to get all the info.
We’re told that we should
pray for our future husbands— it makes sense, right? The problem
is: nobody ever teaches us how. My friend Stephanie May Wilson
created the Every Single Moment Prayer Journal to help with exactly
that. It is 100 powerful guided prayers and prompts to help you
savor the present and prepare for the future.
Go to bit.ly/kat-singlemoment
and use code KAT for 15% off your